Visa Credit Card Bill Payment – You can easily control traffic with a card and account via mobile phone, service or Piva, wherever you are.
Your credit card gives you an interest-free repayment period of about 35 days. You decide whether you want to pay off the loan all at once or in installments.
Visa Credit Card Bill Payment
If one card is suddenly lost or broken, the other will save the day. Two cards mean double coverage for you and your purchases.
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Earn Plussa money conveniently with your card! You can add K-Plus to your debit or credit card for free.
Add the card to Apple Pay, Google Pay or Pivo. These payment apps allow you to make in-app and online payments with just a smartphone. Apple Pay and Google Pay also allow contactless payments for purchases over €50.
Do you need a new credit or debit card? Choose the card that suits you best and fill out the request. You will receive a new card within 1-2 weeks from the moment of application.
Classic is a basic and reliable card. It allows you to shop in everyday life, while traveling and online. Credit line from EUR 2,000 to EUR 20,000. The possibility of lending according to your needs and repayment capabilities. Learn more and sign up for Classic
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Gold is a ticket to an easy life. It’s a debit and credit card rolled into one. It includes, for example, two free visits to the airport waiting room per year, comprehensive travel insurance and outbound ticket insurance. Credit limit, according to your needs and repayment capacity, from 2,000 to 20,000 euros Learn more and apply for Gold
Platinum is an elite card. Their additional services provide full coverage and save you time. Credit line from EUR 2,000 to EUR 20,000. The possibility of lending according to your needs and repayment capabilities. Learn more and sign up for Platinum
Duo is a smart credit card for online purchases and as a second card. This is an excellent card for everyday life and travel. A loan according to your needs and repayment options from 2,000 to 20,000 euros Learn more and register with Duo
Student credit card. If you are a student at an educational institution or university, you can get a Classic card with a credit limit of €2,000 without ECTS credit requirements. Learn more and sign up for Classic
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Debitova is a debit card that can be used to pay both abroad and online. Learn more and apply for a debit
Basic is suitable as a first debit card for children and young people aged 7 and over. You can pay for purchases in Finland, abroad and online. This card cannot be sent online. How to issue a card for a child
If you use a credit card and want to change it to another one, complete the online application.
If your card application has been declined, please contact our customer service team on 0100 0500 / Select Cards (Mon-Fri 8am-7pm).
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When you apply for a new card, the credit limit on your old card may affect the credit limit you’re given. After using the new card and closing the old one, you can increase the credit limit of the new card.
Once you get the new card and make sure it works, you can cancel the old card.
If you have two payment cards, you can cancel the second card at any time. Don’t cancel your old card until you get your new card and confirm it’s working.
After canceling the second card, cut it into different pieces to destroy the chip and magnetic strip.
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The name of the seller on the invoice does not always match the name of the place of purchase. Keep receipts showing where the card was used until you receive the receipt and verify the transaction. If there is an unclear or additional transaction on your account, please contact our customer service as soon as possible. In unclear cases, send a correction request.
We’ve compiled common questions and answers about credit card billing on a separate page.
What. If you have a user ID, you can easily apply for a debit or credit card online. Choose the card that suits you best and fill out the request. You will receive the card within 1-2 weeks.
You will receive a monthly credit card bill. You can choose to pay in a lump sum or in installments. If you pay your bill in one payment, you won’t have to pay any loan fees.
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With a credit card, you can make large purchases and cover unexpected expenses in installments that fit your financial capabilities.
You can increase the credit limit of your card for free on -Mobile or on. Depending on your needs and financial capabilities, you can apply for a credit limit of €2,000 to €20,000 for your Visa and Duo credit card.
It’s always a good idea to keep the spending and withdrawal limits on your card at a level that matches your card usage. You can set limits on cash withdrawals and pre-authorization for card purchases, as well as online and other remote purchases.
You can quickly and easily change your daily card spending and payment limits on your i-mobile phone. Your changes will take effect immediately.
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Regularly monitor card expenses. If you notice any payments that you have not made, please contact our customer service team immediately to resolve the matter.
Once a month, you will receive an itemized bill for purchases made with your credit card. Once you receive it, you can decide whether to pay the bill in full or in installments.
When the bill is paid in full, you get an interest-free period for the purchase of an average of 35 days.
When your credit card bill comes to you as an electronic bill, you can choose a payment date, whether you want to pay the agreed-upon minimum payment, the credit card balance, or something in between.
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When you buy or withdraw cash in a currency other than Euro during or in connection with a trip abroad, the total amount of the transaction is determined by the wholesale exchange rate used to convert the currency.
The exchange rate used is the Visa International or Mastercard Eure wholesale exchange rate, which is always subject to a currency conversion fee based on a list of fees and service charges. The commission is 2.5% of the purchase or payment amount.
When paying by card abroad, you should always choose the local currency instead of the euro. Further, the exchange rate is determined by the own bank and the rate does not cause unpleasant surprises. If you choose to convert your currency to Euros during checkout, the merchant will charge a fee based on their list of service fees and charges.
The interest rate for Visa cards (Classic, Gold and Platinum) is Euribor + 8.95 percentage points for three months, if the loan has an interest arrears. The monthly account maintenance fee is EUR 3.50 if the loan is in arrears with interest.
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The effective interest rate calculated for the used credit of €2,000 is 14.63% (6/2021) if the user has a daily service package. This calculation is based on the assumption that the monthly card fee is €2.06 and the monthly account maintenance fee is €3.50, that the interest rate, fees and commissions remain the same throughout the loan period and that the loan is equal in 12 monthly installments contributions The total estimated amount to be paid is EUR 2145.70.
The effective interest rate calculated for a used credit of €2,000 is 15.07% (6/2021) if the customer does not have a daily service package. This calculation is based on the assumption that the monthly card fee is €2.95 and the monthly account maintenance fee is €3.50, that the interest rate of the loan, fees and commissions remain unchanged during the loan period and that the loan is paid in 12 equal monthly installments . . The estimated total amount to be paid is €2,156.15.
All payment cards are connected to Visa Account Updater (VAU) or Mastercard Automatic Billing Updater (ABU).
With the VAU or ABU service, your payment card information is automatically updated on subscription and streaming services to which you have provided your card details and which use the service. This includes services such as Netflix, Spotify, Google and iTunes. The service ensures uninterrupted use of subscription and streaming services when your card is renewed.
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Currently, VAU also provides information about your new Visa card to the merchant if your previous card has been canceled due to loss, theft or suspected misuse. If necessary, we may prevent the transfer of your card information to merchants using the Service.
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